Finance

Being a leader in digital payments and digital finance needs to be at the top of the agenda for Europe. As Mario Draghi highlighted in his latest report, the productivity gap between the United States and the European Union is largely accounted for by technology and finance.[1] If we exclude the information and communications technology […]

What is the role of a country’s financial system? Introduction The manner in which companies conduct their debt policies has historically been researched after two primary theoretical models. On the one hand, based on the trade-off theory, companies are looking for an optimal debt/equity ratio (e.g. Kraus & Litzenberger, 1973). With this theory, companies with

Back in 2008, the world was hit by the worst financial crisis since the Great Depression. Big financial institutions, confident they were “too big to fail,” took reckless risks. They believed that if things went south, governments—and ultimately taxpayers—would step in to save claiming that loosening the rules will make Europe more competitive. Unfortunately, many

Technology is the heartbeat of any modern company—it powers everything from daily operations to customer experiences and new product ideas. In fact, over a third of mergers and acquisitions happen because one company wants to boost its tech stack. When two businesses come together, merging their IT isn’t just about getting systems to talk to

🤖 What Is AI Washing? Think of AI washing as the tech world’s version of greenwashing. It’s when companies exaggerate, misrepresent, or even invent their use of AI just to look innovative to investors, customers, or regulators. As Ryan Adams and Scott Lesmes from Morrison Foerster pointed out in a recent keynote, the days of

Spring Is Here—Is It Time for a New Ride? Spring has officially sprung! If that sunshine and fresh air have you dreaming about cruising down the highway in a new car, you’re not alone. But before you fall in love with a shiny set of wheels, it’s a good idea to think through the financing

Not long ago, being a CFO mostly meant sticking to the core finance functions: keeping an eye on cash flow, tracking financial activity, managing the books, keeping spending in check, and making sure financial decisions followed company policy. And those responsibilities still matter—a lot. But these days, they’re no longer the whole job. As business

When it comes to financial modeling, how you present it really matters. A financial model isn’t just a spreadsheet full of numbers—it’s your startup’s story, told through data. It shows where you’re headed, how you plan to get there, and why investors should believe in your vision. Done right, it can help you clearly communicate

We get it—after a full day of work, the last thing anyone wants is to wrestle with tax forms. Between your job, bills, and everyday responsibilities, even the idea of filing your taxes can feel overwhelming. But what if we told you it doesn’t have to be that hard? Thanks to the government’s e-filing portal,

Real Estate Investment Trusts—better known as REITs—are becoming a go-to choice for people who want to invest in real estate without actually buying or managing properties themselves. They offer a simple, low-barrier way to get into the real estate game with a relatively small amount of money. But before you jump in, it’s important to