Finance

US Markets  After all the optimism in the US market for weeks, the Federal Reserve served as a reminder that patience remains the name of the game. Interest rates, as anticipated, held steady in the most recent policy setting—but the manner in which it was delivered was what everyone was waiting for. It wasn’t frantic. […]

More than 60% of American households own stocks today, either directly or through investment funds.1 Yet for many people, the world of investing is still mysterious, with unfamiliar terms and concepts. The good news is that successful investing doesn’t require advanced math skills or complex strategies. Instead, it starts with understanding the basic building blocks of

Mastering Your Money: An Easy-to-Use Manual for Managing Your Money   It doesn’t have to be difficult or tedious to manage your finances. Once you grasp the fundamentals and create a system that suits you. organizing your finances can actually be empowering and even enjoyable. This guide can help you save for a big event,

Q1 2025 Market & Economy Recap: What Happened, Why It Matters, and What Could Be Next If you’d prefer to download a version of this report, it’s available here: “Q1 2025 Market & Economic Review.” As we finished the first quarter of 2025, investors were reminded that markets never go in a straight line. Following a fairly tranquil beginning to the year, sentiment abruptly shifted in late February. Heightened policy

I’m always looking for ways to save money, so when I noticed this thread of frugal individuals posting the one habit that’s had the greatest impact on their finances, I couldn’t round them up fast enough. Here’s what others said: 1. “Personally, I’ve discovered that planning meals and cooking at home has been a money-saver

Understanding Credit Scores: What They Are and Why They Matter Introduction Your credit score is more than just a number—it’s a financial passport that determines your ability to borrow money, secure loans, and even rent an apartment. Whether you’re applying for a mortgage, a car loan, or a credit card, lenders use your credit score

Your 20s and 30s are some of the most financially transformative decades of your life. Whether you’re launching your career, paying off student loans, getting married, buying a home, or starting a family—every financial move you make during these years shapes your future. The earlier you start saving smart, the more financial freedom you’ll gain

📈 1. Markets Spike as Tech Stocks Rally On June 16, 2025, U.S. equity markets surged, led by a sharp rebound in technology shares that offset earlier geopolitical jitters. The Dow Jones Industrial Average climbed approximately 317 points (0.8%), the S&P 500 rose about 0.9%, and the tech-heavy Nasdaq jumped 1.5% amid easing tensions in the

The Future of Finance: Uncovering Opportunities in Risk Management Introduction The future of the financial sector is being transformed on a colossal scale by technological innovation, regulatory change, and economic global change. Among the most important drivers of the future of finance is risk management—a discipline that guides business through uncertainty and shields it against

1. Introduction: Banking Without Branches Net banking—also called online banking, internet banking, or e‑banking—refers to the suite of digital services that let customers manage money through a web browser or mobile app instead of visiting a physical branch. What started in the 1990s as a simple way to check balances has matured into a full‑scale financial